yeah, I was really talking about opinion BOOKMAKERS there, though probably % bookmakers as well, but not TAB for the reasons that you outlined.
I bet on the tote ( best of 3) as there is a definite advantage say from 4-1 upover over sp or even Top Fluc, so in way that is overs isn't it? less than 4-1 and it seems to swing the other way. so same thing top fluc is overs (usually)