Thanks Lomaca, no not a waste of time, sometimes you have to spell it out like that to get the message across.

There is a twist though, as you included all favs all prices, now if you can do the exercise again using the RATED fav, i.e a proven service or person, now only include overlays win+20%, place 1/4 win odds + 50%, you will find a different result!!

I am a little imp arn't I?