I'd be careful about real estate at the moment Duritz [the smart money has already sold it at the peek]. Our personal overseas debt is a debt 'Road-Train' not a debt truck. All that money comes from OS and our debt covering ca lateral is starting to look shaky [or has been sold off]. Interest rates will go up with the increased risk to lenders [mostly Asian and Chinese].

Commodities are faced with the huge competition coming on tap now world-wide to flog to China [mostly]. They are no longer a captive buyer. We are heading for the financial sin-bin. Thank Howard for the illusion of prosperity for 10 yrs. based on a fake housing boom and real commodity boom [about to be hit with big competition finally].