Equally you cannot prove that there isn't such a thing as a winning system Bernie.

You've got your money in the bank, a guaranteed way of losing purchasing power each and every day Bernie, and it's backed by fiat currency, arguably backed by nothing !! If I put up a winning system, you will tell me that says nothing about the future, and you'd be right. There's no way that someone like you would be prepared to risk anything, yet you need to in order to make money. The stockmarket has risks, yet some would suggest (incl Buffett) that not investing in the stockmarket is the biggest risk of all.

Geez, I'd hate to think of how much you've lost on the punt over 45 years for you to be the way you are now.