UB, yes I know where you are coming from, maybe it's just because of a different approach but; I can not get the T/O, most of the time, I can not get set with the amount I want so it reverts to lots of smaller investments, whilst I was annoyed with this mobs attitude, it will make very little difference to what I do overall. But I have to admit that the "exchange" plays a major role!!!

Again , so far only 2 people including me have received THAT e-mail, find it hard to believe that my few quid was a threat?