Yes, this account closing thing is a bit confusing , especially as Mark was saying that they are even closing LOSING accounts. I've escaped with most of em so far by casting a wide net. But it still makes you wonder, they advertise all over the place for new customers, some of whom will win, and of course most will lose, but I suppose they could always close all their accounts and spend another heap on getting some new customers, ditto, ditto, ditto